P2P Lending - India vis-a-vis Global Players

17-Feb-14 | Posted by i-lend.

P2P Lending: The India Scenario

The idea behind peer-to-peer lending was to create online connect between lenders and borrowers thus saving time and enabling better transaction for both. Credit-challenged borrowers, in need of immediate cash got the power to avail loans at less credit rates. Cash rich lenders, in tu...

Borrower's profile on P2P lending sites

29-Jan-14 | Posted by i-lend.

P2P in a nutshell

Peer to peer loans facilitate a hassle-free and mutually beneficial transaction between two parties – low interest rates while borrowing, and greater returns while lending through loans without collateral.

P2P loans are in fact easier to source and are a better option compared to bank...

How does group-lending help in loan repayment?

15-Nov-13 | Posted by i-lend.

Loan repayment made easier!

Imagine the hassle that borrowers undergo when repaying their loans. The tedious process, incessant reminders and un-necessary follow-ups make a simple procedure, complicated. This is where the group-lending model makes a difference. Group lending allows borrowers and lenders to transact ...

Why P2P loans are cheaper than bank loans?

15-Nov-13 | Posted by i-lend.

Are bank loans expensive?

Well, yes! You not only pay the premium amount but also a heavy interest along with it. The arbitrage that banks earn on the difference between the interest rates for depositors (4% on Savings Account) and loan rates (>20%) is huge! The money that banks make through this process goes to ...

Debt Consolidation Loans

06-May-17 | Posted by i-lend.

Why take Debt Consolidation Loan?

Multiple debts can be a difficult situation to manage. With rising interest rates, debt management becomes a challenge to meet and you end up paying much more than the principal amount! It can take you years to finally pay off all the loans. Instead of undergoing such a tedious and e...

P2P lending returns on loans

06-May-17 | Posted by i-lend.

How to make money through i-lend, India’s leading Peer-to-Peer Lending platform?

We do often lend money to friends, colleagues and relatives at no extra charge. However, there is always a bit of ‘reluctance’ from our end when asked for money. Questions we ask ourselves – “are they going ...

Group Lending

06-May-17 | Posted by i-lend.

Loans for people by people

Imagine the hassle of going through the tedious process of establishing a proper financial portfolio. Procuring a loan for a small amount or even lending a few thousands should be done in a jiffy. i-lend provides you the exact platform, where peer-to-peer lending has been rendered absolutel...

Why should you lend money through i-lend?

06-May-17 | Posted by i-lend.

i-lend is a social lending platform and is designed to provide an additional financial instrument to people while also fulfilling social objectives.  All of us at varying times in our lives have been in a situation where the conventional financial instruments have fallen short of delivering what would have been a decent ...

Is P2P lending safe?

06-May-17 | Posted by i-lend.

You may be asking yourself, “Is P2P lending safe?” It is a fairly new investment market, and there are still many questions about the process, ROI and security. i-lend understands the needs of both the lender and borrower and, we have built our policies around addressing ...

Do you need a low interest personal loan?

06-Aug-15 | Posted by i-lend.

You need a loan, but going through the hassle of dealing with a bank does not look good. You do not have the collateral they want to begin with. Banks have prepayment charges and the interest rates are high! Your need is important to you, but not at the price that the bank requires. It sounds like a low interest rate personal...