I'm looking for this loan to consolidate my past overdues and stablise my liabilities and repayments. This debt consolidation is needed in order to bring back my credit worthiness back on track without stressing my current outflows by bulk payments. 

The total amount needed to close the overdues is nearly 180k

I'm working in a reputed and well established IT firm at a decent designation and pay package. If provided with a loan I will be able ensure timely repayment because the amount I requested will create an EMI which will be less than 8% of my monthly Salary. I also have strong professional and social presence to preserve that I'll ensure prompt and timely payments/responses towards my lenders.