Hi,

I'm looking to close my overdues regarding credit card bills and 1 month EMI which gives me breathing space to clear my loans one by one from my salary. We have other business where we had to invest initially so got stuck in my loans as part of its investment. However, we have assets which we want to restrain from selling during this crunch. Thats all some buffer amount will allow me to close my loans asap.

Fixed monthly income of 96000 Earning sibling and spouse.Literally no house costs. Running business and family assets help to clear in case of worst scenario which anyway isn ot expected to happen. Initial investment into business capital led to high credit card usage and late payments which impacted my credit score. Having loan here will give me 1 month buffer for my EMI so that I can use my salary to clear my loans and improve my cibil. Requested low amount which is in my capacity always to repay as and when required. Prepayment with entire interest will be done.