purpose of loan is to debt consolidation. i have taken some short term loans which has high emi and due to that most part of my salary goes into repayment. i want to take one big loan and repay all the short loan and pay only one or two monthly emi which i can easily do as i have a stable source of income and my monthly salary is 38000. apart from it i have some part time business of garment trading which generates 15000 monthly extra income. please help me to consolidate my short term loan. i am a law abiding citizen and know the value of timely monthly repayment.

i have a stable monthly income. my salary is at present 38000 and in future it is going to increase only. right now i am facing a cash crunch just because of some short term loans which i had taken for only two three months because of medical issues. i can easily pay monthly emi upto 20000 as i have a supplementary extra income of aprox 15000. all members in my family are also earning. i always pay on time and i believe in timely payment. you can check my credit record also.

Added on 23-Dec-2017 12:11 PM
i have a stable monthly income. my salary is at present 38000 and in future it is going to increase only. right now i am facing a cash crunch just because of some short term loans which i had taken for only two three months because of medical issues. i can easily pay monthly emi upto 20000 as i have a supplementary extra income of aprox 15000. all members in my family are also earning. i always pay on time and i believe in timely payment. you can check my credit record also.